:root{
  --navy:#0f2a43; --navy-dark:#0a1d30; --navy-light:#1a3a58;
  --red:#c93a2b; --red-dark:#a92e22;
  --bg:#f6f8fb; --border:#dfe6ee; --text:#24313f; --muted:#5d6f82;
  --radius:12px; --shadow:0 10px 30px rgba(15,42,67,.12);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);line-height:1.65;background:#fff;
  -webkit-font-smoothing:antialiased;padding-bottom:76px}
@media(min-width:768px){body{padding-bottom:0}}
img,svg{max-width:100%}
a{color:var(--navy)}
.container{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
section{padding:56px 0}
.section-alt{background:var(--bg)}
h1,h2,h3{line-height:1.25;color:var(--navy);font-weight:800;letter-spacing:-.01em}
h1{font-size:2rem;margin-bottom:16px}
h2{font-size:1.55rem;margin-bottom:14px}
h3{font-size:1.15rem;margin-bottom:10px}
@media(min-width:768px){h1{font-size:2.7rem}h2{font-size:2rem}}
p{margin-bottom:14px}
.lead{font-size:1.12rem;color:var(--muted)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:800;letter-spacing:.14em;
  text-transform:uppercase;color:var(--red);margin-bottom:10px}
/* ---------- header ---------- */
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;
  box-shadow:0 2px 12px rgba(0,0,0,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;
  height:66px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800}
.brand-name{font-size:1.02rem;line-height:1.15}
.brand-name small{display:block;font-size:.68rem;font-weight:600;letter-spacing:.12em;
  text-transform:uppercase;color:#9db4cc}
.nav-toggle{background:none;border:0;color:#fff;cursor:pointer;padding:10px;display:block}
.nav-toggle svg{width:26px;height:26px;display:block}
.main-nav{display:none}
.main-nav.open{display:block;position:absolute;top:66px;left:0;right:0;background:var(--navy-dark);
  padding:10px 20px 20px;border-top:1px solid rgba(255,255,255,.12);max-height:70vh;overflow:auto}
.main-nav ul{list-style:none}
.main-nav>ul>li{border-bottom:1px solid rgba(255,255,255,.08)}
.main-nav a,.main-nav .nav-label{display:block;color:#fff;text-decoration:none;padding:11px 4px;font-weight:600}
.main-nav .sub{list-style:none;padding-left:14px}
.main-nav .sub a{font-weight:400;color:#c6d6e6;font-size:.95rem;padding:8px 4px}
.header-phone{display:none}
@media(min-width:900px){
  .nav-toggle{display:none}
  .main-nav{display:block;position:static;background:none;padding:0;max-height:none;overflow:visible}
  .main-nav>ul{display:flex;gap:4px;align-items:center}
  .main-nav>ul>li{border:0;position:relative}
  .main-nav a,.main-nav .nav-label{padding:10px 12px;white-space:nowrap}
  .main-nav .has-sub .sub{display:none;position:absolute;top:100%;left:0;background:#fff;
    min-width:260px;border-radius:10px;box-shadow:var(--shadow);padding:8px;z-index:60}
  .main-nav .has-sub:hover .sub,.main-nav .has-sub:focus-within .sub{display:block}
  .main-nav .sub{padding-left:0}
  .main-nav .sub a{color:var(--navy);padding:9px 12px;border-radius:8px}
  .main-nav .sub a:hover{background:var(--bg)}
  .header-phone{display:inline-flex;align-items:center;gap:8px;background:var(--red);color:#fff;
    text-decoration:none;font-weight:800;padding:11px 18px;border-radius:999px;white-space:nowrap}
  .header-phone:hover{background:var(--red-dark)}
  .header-phone svg{width:18px;height:18px}
}
/* ---------- hero ---------- */
.hero{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy) 60%,var(--navy-light) 100%);
  color:#fff;padding:64px 0 72px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;opacity:.10;pointer-events:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cpath d='M60 18c14 18 24 30 24 44a24 24 0 1 1-48 0c0-14 10-26 24-44z' fill='none' stroke='%23ffffff' stroke-width='2'/%3E%3C/svg%3E");
  background-size:120px}
.hero .container{position:relative;z-index:1}
.hero h1{color:#fff;max-width:640px}
.hero .lead{color:#c9d8e8;max-width:600px}
.hero-ctas{display:flex;flex-direction:column;gap:12px;margin:26px 0 18px;max-width:420px}
@media(min-width:560px){.hero-ctas{flex-direction:row;max-width:none}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;
  font-weight:800;font-size:1.05rem;padding:15px 26px;border-radius:999px;cursor:pointer;border:0;
  transition:transform .12s ease,background .12s ease;text-align:center}
.btn:active{transform:scale(.98)}
.btn-red{background:var(--red);color:#fff;box-shadow:0 8px 22px rgba(201,58,43,.4)}
.btn-red:hover{background:var(--red-dark)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55)}
.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-light)}
.btn svg{width:20px;height:20px;flex:none}
.hero-commit{display:flex;flex-wrap:wrap;gap:8px 22px;color:#9db4cc;font-size:.92rem;font-weight:600}
.hero-commit span{display:inline-flex;align-items:center;gap:7px}
.hero-commit svg{width:16px;height:16px;color:#7fd08a}
/* ---------- trust bar ---------- */
.trust-bar{background:#fff;border-bottom:1px solid var(--border);padding:20px 0}
.trust-items{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
@media(min-width:768px){.trust-items{grid-template-columns:repeat(4,1fr)}}
.trust-item{display:flex;align-items:center;gap:11px;font-weight:700;color:var(--navy);font-size:.95rem}
.trust-item svg{width:34px;height:34px;flex:none;color:var(--navy)}
.trust-item small{display:block;font-weight:500;color:var(--muted);font-size:.8rem}
/* ---------- cards / grids ---------- */
.grid{display:grid;gap:18px;margin-top:26px}
@media(min-width:640px){.grid.cols-2{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.grid.cols-3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);
  padding:26px;box-shadow:0 4px 14px rgba(15,42,67,.06);transition:transform .15s ease,box-shadow .15s ease}
a.card{text-decoration:none;color:inherit;display:block}
a.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .icon{width:46px;height:46px;border-radius:12px;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.card .icon svg{width:24px;height:24px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:.96rem;margin-bottom:10px}
.card .more{color:var(--red);font-weight:700;font-size:.95rem}
/* ---------- steps ---------- */
.steps{counter-reset:step;list-style:none;margin-top:24px;display:grid;gap:16px}
@media(min-width:800px){.steps{grid-template-columns:repeat(2,1fr)}}
.steps li{counter-increment:step;background:#fff;border:1px solid var(--border);
  border-radius:var(--radius);padding:20px 20px 20px 76px;position:relative}
.steps li::before{content:counter(step);position:absolute;left:20px;top:20px;width:40px;height:40px;
  border-radius:50%;background:var(--red);color:#fff;font-weight:800;display:flex;
  align-items:center;justify-content:center;font-size:1.1rem}
.steps li strong{color:var(--navy)}
.callout{background:#fff8f6;border:1px solid #f0c9c2;border-left:5px solid var(--red);
  border-radius:10px;padding:20px 22px;margin:24px 0}
.callout strong{color:var(--red-dark)}
.hurricane{background:linear-gradient(135deg,var(--navy-dark),var(--navy-light));color:#fff;
  border-radius:16px;padding:34px 28px;position:relative;overflow:hidden}
.hurricane h2,.hurricane h3{color:#fff}
.hurricane p,.hurricane li{color:#c9d8e8}
.hurricane ul{list-style:none;margin-top:14px;display:grid;gap:10px}
@media(min-width:700px){.hurricane ul{grid-template-columns:repeat(2,1fr)}}
.hurricane li{display:flex;gap:10px;align-items:flex-start}
.hurricane li svg{width:20px;height:20px;flex:none;color:#7fd08a;margin-top:3px}
/* ---------- areas ---------- */
.area-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.area-pills a{background:#fff;border:1px solid var(--border);border-radius:999px;padding:10px 20px;
  text-decoration:none;color:var(--navy);font-weight:700;transition:all .12s}
.area-pills a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
/* ---------- faq ---------- */
.faq details{background:#fff;border:1px solid var(--border);border-radius:10px;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:18px 20px;font-weight:700;color:var(--navy);list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--red);flex:none}
.faq details[open] summary::after{content:"\2013"}
.faq .answer{padding:0 20px 20px;color:var(--muted)}
/* ---------- reviews placeholder ---------- */
.reviews-shell{border:2px dashed #b9c6d4;border-radius:var(--radius);padding:40px 28px;text-align:center;
  background:#fbfcfe;color:var(--muted)}
/* ---------- forms ---------- */
.quote-form{background:#fff;border:1px solid var(--border);border-radius:16px;padding:30px 24px;
  box-shadow:var(--shadow);max-width:640px}
@media(min-width:768px){.quote-form{padding:38px}}
.form-row{display:grid;gap:14px;margin-bottom:14px}
@media(min-width:600px){.form-row.two{grid-template-columns:1fr 1fr}}
label{font-weight:700;font-size:.9rem;color:var(--navy);display:block;margin-bottom:6px}
input,select,textarea{width:100%;font-family:inherit;font-size:1rem;padding:13px 14px;
  border:1.5px solid var(--border);border-radius:10px;background:#fbfcfe;color:var(--text)}
input:focus,select,textarea:focus{outline:none;border-color:var(--navy)}
textarea{min-height:110px;resize:vertical}
.form-note{font-size:.85rem;color:var(--muted);margin-top:12px;text-align:center}
.form-success{display:none;background:#eef7ef;border:1px solid #bfe3c4;border-radius:10px;
  padding:20px;text-align:center;color:#1e5b26;font-weight:600}
/* ---------- footer ---------- */
.site-footer{background:var(--navy-dark);color:#9db4cc;padding:52px 0 28px;font-size:.94rem}
.footer-grid{display:grid;gap:30px;margin-bottom:34px}
@media(min-width:800px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:14px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:9px}
.site-footer a{color:#9db4cc;text-decoration:none}
.site-footer a:hover{color:#fff}
.footer-brand{color:#fff;font-weight:800;font-size:1.15rem;margin-bottom:10px;display:block}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;
  flex-direction:column;gap:8px;font-size:.85rem}
@media(min-width:700px){.footer-bottom{flex-direction:row;justify-content:space-between}}
.footer-badges{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:6px;font-weight:600;color:#c9d8e8}
/* ---------- sticky mobile call bar ---------- */
.sticky-call{position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--red);
  display:flex;align-items:center;justify-content:center;gap:10px;color:#fff;text-decoration:none;
  font-weight:800;font-size:1.15rem;padding:18px;box-shadow:0 -4px 18px rgba(0,0,0,.25)}
.sticky-call svg{width:24px;height:24px;animation:ring 2.4s infinite}
.sticky-call small{font-weight:600;font-size:.8rem;opacity:.9}
@media(min-width:768px){.sticky-call{display:none}}
@keyframes ring{0%,88%,100%{transform:rotate(0)}90%{transform:rotate(14deg)}92%{transform:rotate(-12deg)}
  94%{transform:rotate(10deg)}96%{transform:rotate(-8deg)}}
/* ---------- misc ---------- */
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.breadcrumb a{color:var(--muted)}
.page-hero{background:linear-gradient(135deg,var(--navy-dark),var(--navy) 65%,var(--navy-light));
  color:#fff;padding:52px 0}
.page-hero h1{color:#fff;margin-bottom:10px}
.page-hero .lead{color:#c9d8e8;max-width:640px}
.page-hero .btn{margin-top:18px}
.two-col{display:grid;gap:26px}
@media(min-width:860px){.two-col{grid-template-columns:1.5fr 1fr;align-items:start}}
.checklist{list-style:none;margin:16px 0;display:grid;gap:10px}
.checklist li{display:flex;gap:10px;align-items:flex-start}
.checklist svg{width:20px;height:20px;flex:none;color:#2e9e5b;margin-top:3px}
.process{counter-reset:proc;list-style:none;margin-top:20px;display:grid;gap:14px}
.process li{counter-increment:proc;background:var(--bg);border-radius:var(--radius);
  padding:18px 18px 18px 70px;position:relative}
.process li::before{content:counter(proc);position:absolute;left:18px;top:18px;width:36px;height:36px;
  border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;
  align-items:center;justify-content:center}
.alert-strip{background:#fff3f1;border:1px solid #f0c9c2;color:#7c241a;border-radius:10px;
  padding:16px 20px;margin:22px 0;font-weight:600}